The SSC CGL 2025 exam is your golden ticket. Every year, lakhs of aspirants compete for these coveted positions, thanks to the lucrative salary structure, job security, and growth opportunities. Whether you’re eyeing the Assistant Audit Officer role or a Tax Assistant position, understanding the pay scale, allowances, and deductions is crucial.
In this guide, we’ll break down the SSC CGL salary 2025, post-wise pay levels, city-based HRA variations, and even calculate your in-hand salary after deductions. Plus, we’ll share real-life insights from serving officers.
Key Highlights 📌
| Point | Details |
|---|---|
| Organization | Staff Selection Commission (SSC) |
| Exam Name | Combined Graduate Level (CGL) 2025 |
| Posts Offered | Group B (Gazetted/Non-Gazetted) & Group C |
| Salary Range | ₹25,500 – ₹1,51,100 per month |
| Highest-Paid Post | Assistant Audit Officer (AAO) – Pay Level 8 |
| Allowances | HRA (up to 24%), DA (55%), TA, Medical, Pension |
| Deductions | NPS (10%), CGHS, CGEGIS |
| City Classification | X (24% HRA), Y (16%), Z (8%) |
| Official Website | ssc.nic.in |
SSC CGL Salary Structure 2025 💰
The SSC CGL salary varies based on pay levels (4 to 8), city of posting, and allowances. Here’s a quick snapshot:
Pay Levels & Basic Salary
| Pay Level | Grade Pay | Basic Pay (Starting) | Salary Range |
|---|---|---|---|
| Level 8 | ₹4,800 | ₹47,600 | ₹47,600 – ₹1,51,100 |
| Level 7 | ₹4,600 | ₹44,900 | ₹44,900 – ₹1,42,400 |
| Level 6 | ₹4,200 | ₹35,400 | ₹35,400 – ₹1,12,400 |
| Level 5 | ₹2,800 | ₹29,200 | ₹29,200 – ₹92,300 |
| Level 4 | ₹2,400 | ₹25,500 | ₹25,500 – ₹81,100 |
Post-Wise SSC CGL Salary Breakdown 🏛️
1. Highest-Paying Posts (Level 8 & 7)
| Post | Ministry/Department | Pay Level | Approx. Gross Salary (X City) |
|---|---|---|---|
| Assistant Audit Officer (AAO) | C&AG | Level 8 | ₹70,716 |
| Assistant Accounts Officer | C&AG | Level 8 | ₹70,716 |
| Assistant Section Officer (ASO) | Central Secretariat | Level 7 | ₹66,909 |
| Inspector (Income Tax) | CBDT | Level 7 | ₹66,909 |
Note: Salaries vary based on HRA (X/Y/Z cities) and DA (currently 55%).
2. Mid-Level Posts (Level 6 & 5)
| Post | Ministry/Department | Pay Level | Approx. Gross Salary (X City) |
|---|---|---|---|
| Divisional Accountant | C&AG | Level 6 | ₹53,514 |
| Junior Statistical Officer | MoSPI | Level 6 | ₹53,514 |
| Auditor | C&AG/CGDA | Level 5 | ₹44,772 |
3. Entry-Level Posts (Level 4)
| Post | Ministry/Department | Pay Level | Approx. Gross Salary (X City) |
|---|---|---|---|
| Tax Assistant | CBDT/CBIC | Level 4 | ₹39,555 |
| Upper Division Clerk (UDC) | Central Govt Offices | Level 4 | ₹39,555 |
Allowances & Perks 🎁
Apart from the basic pay, SSC CGL officers enjoy multiple allowances:
1. House Rent Allowance (HRA)
| City Type | HRA (% of Basic Pay) | Example (Level 7 – ₹44,900 Basic Pay) |
|---|---|---|
| X (Delhi, Mumbai, etc.) | 24% | ₹10,776 |
| Y (Bhopal, Lucknow, etc.) | 16% | ₹7,184 |
| Z (Rural Areas) | 8% | ₹3,592 |
2. Dearness Allowance (DA)
- Current DA (2025): 55% of Basic Pay (revised every 6 months).
- Example: For Level 7 (₹44,900), DA = ₹24,695.
3. Travel Allowance (TA)
- ₹3,600 for X cities (Delhi, Mumbai, etc.).
- ₹1,800 for Y & Z cities.
4. Special Allowances
- Medical Reimbursement (CGHS coverage).
- Pension Benefits (under NPS).
Deductions & In-Hand Salary 💸
Your gross salary isn’t what you take home. Here’s what gets deducted:
| Deduction | Amount (Level 7 Example) |
|---|---|
| NPS (10% of Basic + DA) | ₹6,870 |
| CGHS (Health Scheme) | ₹650 |
| CGEGIS (Insurance) | ₹60 |
| Approx. In-Hand Salary | ₹79,987 (X City) |
Real-Life Example📋
Rahul Sharma, an Inspector (Income Tax) in Delhi (X City), shares his monthly breakdown:
| Component | Amount (₹) |
|---|---|
| Basic Pay | 44,900 |
| DA (55%) | 24,695 |
| HRA (24%) | 10,776 |
| TA | 3,600 |
| Gross Salary | 83,971 |
| Deductions (NPS, CGHS, etc.) | 7,580 |
| In-Hand Salary | 76,391 |
“The job security and regular promotions make it worth it!” – Rahul Sharma.
Career Growth & Promotions 📈
SSC CGL offers steady promotions:
- Junior to Senior Level (e.g., AAO → Sr. AO).
- Time-bound increments (3% annual hike).
- Departmental exams for faster growth.
Expert Insight:
“Clearing departmental exams can fast-track your promotion to Group A services.” – Priya Mehta (Retd. AAO, C&AG).
Final Thoughts
The SSC CGL 2025 salary is one of the best in government jobs, with stability, allowances, and growth. Whether you’re in Delhi (X city) or a rural posting (Z), the pay scales ensure a comfortable life.
Arjun Kapoor is a Content writer who is recruitment and result notification expert with a Master’s in Human Resources. He has 6+ years of experience crafting content on job recruitment updates and exam results. Arjun is passionate about helping job seekers and enjoys playing chess.
